{"id":49481,"date":"2025-08-27T10:32:28","date_gmt":"2025-08-27T10:32:28","guid":{"rendered":"https:\/\/bestmaresme.com\/blog\/?p=49481"},"modified":"2025-08-27T10:34:45","modified_gmt":"2025-08-27T10:34:45","slug":"obligatorio-contar-con-el-cee-antes-de-una-tasacion-hipotecaria","status":"publish","type":"post","link":"https:\/\/bestmaresme.com\/blog\/ru\/obligatorio-contar-con-el-cee-antes-de-una-tasacion-hipotecaria\/","title":{"rendered":"Mandatory to have the EPC before mortgage appraisal"},"content":{"rendered":"<p>On August 12, new regulations came into force requiring a valid <strong>Energy Performance Certificate<\/strong> (EPC) to be issued for a mortgage appraisal. This document indicates how much energy a home consumes under normal conditions and certifies its energy efficiency level, classifying the property on a scale from A to G (from most to least efficient, respectively).<\/p>\n<p>Well, from now on, in order to be able to conduct an appraisal prior to granting a mortgage, the home must have a <strong>valid and registered<\/strong> EEC. If the certificate is not available or has expired, the owner must obtain it before the appraiser can issue their report. A maximum of three months has been established for the property&#8217;s registration and cadastral certification.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-49496\" src=\"https:\/\/bestmaresme.com\/blog\/wp-content\/uploads\/2025\/08\/Etiqueta.jpg\" alt=\"\" width=\"472\" height=\"663\" srcset=\"https:\/\/bestmaresme.com\/blog\/wp-content\/uploads\/2025\/08\/Etiqueta.jpg 472w, https:\/\/bestmaresme.com\/blog\/wp-content\/uploads\/2025\/08\/Etiqueta-214x300.jpg 214w\" sizes=\"(max-width: 472px) 100vw, 472px\" \/><\/p>\n<p>This means that, before signing the deposit for a home, the prospective mortgagee should check whether the property has a valid certificate, otherwise, the transaction could be delayed or blocked.<\/p>\n<p>Finally, a distinction is made between completed buildings and buildings under construction. For <strong>buildings under construction<\/strong> or <strong>planned<\/strong>, the property&#8217;s energy certificate and a copy of the application for registration must be provided. For <strong>completed buildings<\/strong>, the duly registered property certificate must be provided.<\/p>\n<p>&nbsp;<\/p>\n<p><b><strong><a href=\"https:\/\/api.whatsapp.com\/send?l=es-ES&amp;phone=34608010051\" rel=\"attachment wp-att-17273\"><img decoding=\"async\" loading=\"lazy\" class=\"desp-petit aligncenter wp-image-17273\" src=\"https:\/\/bestmaresme.com\/blog\/wp-content\/uploads\/2023\/05\/casas-en-el-maresme-mobil-en.png\" alt=\"\" width=\"394\" height=\"246\" \/><\/a><a href=\"https:\/\/api.whatsapp.com\/send?l=es-ES&amp;phone=34608010051\" rel=\"attachment wp-att-17274\"><img decoding=\"async\" loading=\"lazy\" class=\"desp-gran aligncenter wp-image-17274 size-full\" src=\"https:\/\/bestmaresme.com\/blog\/wp-content\/uploads\/2023\/05\/casas-en-el-maresme-en.png\" alt=\"\" width=\"700\" height=\"175\" \/><\/a><\/strong><\/b><\/p>","protected":false},"excerpt":{"rendered":"<p>On August 12, new regulations came into force requiring a valid Energy Performance Certificate (EPC) to be issued for a mortgage appraisal. This document indicates&hellip; <\/p>\n","protected":false},"author":1,"featured_media":49493,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[122,117,172],"tags":[67,69,22],"_links":{"self":[{"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/posts\/49481"}],"collection":[{"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/comments?post=49481"}],"version-history":[{"count":8,"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/posts\/49481\/revisions"}],"predecessor-version":[{"id":49499,"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/posts\/49481\/revisions\/49499"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/media\/49493"}],"wp:attachment":[{"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/media?parent=49481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/categories?post=49481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bestmaresme.com\/blog\/ru\/wp-json\/wp\/v2\/tags?post=49481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}